Acko is a leading digital insurance provider in India that offers comprehensive two-wheeler insurance coverage for bike owners. A two-wheeler insurance policy is not just a legal requirement but also a safety net that protects your bike against damages and financial liabilities. Purchasing Acko bike insurance is completely effortless as it can be done online easily. The process of Acko bike insurance renewal can also be done easily online without any hassle.
Acko bike insurance coverage can help keep your bike safe in many ways, and in this article, we will explore how. Read to know more!
- Covers all legal liabilities effectively
Firstly, Acko bike insurance coverage provides protection against third-party liabilities. In case of an accident, if you are at fault and someone is injured or their property is damaged, you could be held liable for financial compensation. Acko’s insurance policy will cover the cost of such compensation, including legal fees, which can be a considerable financial burden if you were to pay for it yourself.
- Protects your bike from all external damages
Secondly, the Acko bike insurance policy covers damages caused to your bike due to accidents, natural calamities, and theft. Accidents can happen at any time, and in the unfortunate event that your bike gets damaged, Acko’s insurance coverage will take care of the cost of repairs.
Similarly, natural calamities such as floods, earthquakes, and storms can also cause significant damage to your bike. Acko’s policy provides coverage against such natural disasters. Additionally, if your bike is stolen, Acko’s policy will compensate you for the loss, subject to the terms and conditions of the policy. Make sure to do your bike insurance renewal on time to keep your policy from getting lapsed.
- Provides adequate financial compensation
Thirdly, Acko’s two-wheeler insurance policy offers personal accident coverage. If you or any passenger on your bike is injured or disabled due to an accident, Acko’s policy will provide financial compensation. The policy covers accidental death, permanent total disability, and permanent partial disability, among other things. This coverage can provide much-needed financial support to you or your family in case of an unfortunate event.
- Renders all-inclusive coverage with add-ons
Acko bike insurance policy offers add-ons that can enhance the coverage of your policy. These add-ons include zero depreciation cover, engine protection cover, and roadside assistance cover, among others. Zero depreciation cover ensures that you get the full value of your bike without any depreciation in case of a claim.
Engine protection cover provides coverage against damage to the engine due to oil leakage, water ingression, and other such reasons. Roadside assistance cover provides emergency services such as towing, fuel delivery, and battery jump-start, among others, in case of a breakdown. So, you do not have to worry about your bike’s safety and well-being. But make sure to do your bike insurance renewal on time.
Why Acko bike insurance?
- Easy policy application and renewal online
- The effortless claim settlement process
- More than 6000+ networks of garages for cashless services
- Covers all damages and injuries of the people involved in the accident.
- A decided 24X7 helpline for the customers
- Has lakhs of trusted customer base
What is covered under Acko’s comprehensive bike insurance?
The completely digitalised Acko bike insurance offers extensive coverage overall.
- Covers all third-party damages to the third-party vehicle and the individual involved,
- Protects your bike from a myriad of external man-made damages like theft, burglary, strike, riot, etc.
- The Acko two-wheeler insurance also provides coverage against several natural calamities like floods, fires, earthquakes, landslides, etc.
- You will also get adequate remuneration in case your bike gets stolen.
What is not covered under Acko’s comprehensive bike insurance?
Before purchasing bike insurance from Acko, you must also be aware of the exclusions that are not covered in the policy.
- The normal wear and tear of the bike are not included under the insurance plan.
- Electrical and mechanical breakdowns are also not included.
- You cannot claim insurance if you are driving without a proper driving license.
- The damage incurred to self or others when the policy is inactive cannot be covered. That is why it is important to do your bike insurance renewal on time.
- The damage caused by nuclear risk, national emergency and war is not covered in the insurance plan.
- If the driver is under the influence of drugs or alcohol, the policy doesn’t offer any coverage.
In conclusion, Acko bike insurance coverage can help keep your bike safe in many ways. It provides protection against third-party liabilities, damages caused due to accidents and natural calamities, personal accident coverage, and add-ons that can enhance the coverage of your policy. Acko’s digital platform makes it easy to purchase and process your bike insurance renewal online, making it a convenient option for bike owners.