Diabetes is one of the most prevalent lifestyle diseases in the world, affecting almost 8.5% of the global population. It is a serious health concern as it can trigger several other health problems, such as heart diseases, kidney failure, eye disorders, joint problems and others.
If you have elevat blood sugar levels here are some of the symptoms of diabetes you may notice:
- Increase thirst
- Frequent need for urination
- Fatigue
- Weight loss
- Hunger
- Blure vision
- Numbness in hands/feet
- Slower healing of cuts and bruises
There are two types of symptoms of diabetes, the signs of type 2 and type 1 may be similar. In some cases the symptoms may not be severe and the condition goes undiscovere until health problems begin to develop.
There are two types of symptoms of diabetes, the signs of type 2 and type 1 may be similar. In some cases the symptoms may not be severe and the condition goes undiscovere until health problems begin to develop.
The Necessity of Health Insurance for Diabetic Patients
If you have been diagnose with diabetes, have “borderline diabetes”, or you are at the risk of having high blood sugar levels, buying diabetes health insurance is a must. In this condition your body is not capable of producing enough insulin and the glucose levels in your blood rises instead of getting use up as energy. Chronic diabetes needs proper treatment and care. A health insurance plan will cover diabetes treatment expenses, including hospital stay, doctor consultations, diagnostic tests, without you having to pay out of pocket.
The Inclusions of the Policy
- Doctor consultation fees are cover in the insurance policy, you can visit the doctor whenever necessary or routinely, without worrying about consultation fees payment.
- Diagnostic tests are part of the diabetes treatment plan. These routine tests are cove by a diabetes health insurance plan.
- The rising cost of medicines is a concern for many and diabetic medications can be quite costly and meant for long-term use. Health insurance for diabetic patients covers the cost of medications.
- Hospital room charges are also cover in this insurance plan. If you have diabetes and need to be admitted to the hospital, you will not have to stress about hospital fees, the insurance covers hospital room charges and related expenses while you can have a free mind and recover at the earliest.
Tips to Note
With a vast range of insurance companies and plans available in the market, you may find it challenging to decide which health insurance suits you the most. There are many considerations to keep in mind and always make sure you research well before buying any insurance policy. Here are a few tips to remember:
- Check the network hospitals enlist by the insurance company. You must have enough options in and around you to seek immediate treatment when needed.
- Remember that a higher premium of the policy does not ensure a larger coverage of the disease. You must pick a policy which fits in your budget and offers coverage for the different types and conditions of diabetes.
- An important factor to take into account while purchasing health insurance for diabetes is the exclusions of the plan. It is advisable that you enquire about this with your insurer and choose the best plan.
- Calculate the health premiums and carefully go through the terms and conditions of an insurance plan. Most websites have a calculator to help you derive the premium amount. Buyers must compare rates and before purchasing health insurance for diabetes.
- Choose a health insurance for diabetes with lifetime renewability. This feature is beneficial as the chances of having certain medical complications increase with your age and it is easier to renew a plan than buying a new one.
- Read online reviews of the policy and other details before investing.
The right diabetes health insurance will help you manage the high treatment and medication costs of the disease. In times of emergency, having health insurance is like a blessing. You must be mindful about the premium, coverage, inclusions and exclusions, as well as the claim settlement ratio while selecting and purchasing an insurance. Diabetes is a dominating disease in recent times, you must make some changes in your lifestyle, diet, exercise regularly along with medicines and treatment to stay healthy and fit.
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