Marriage is a special event in a person’s life. While many go for a pre-wedding photoshoot to make it extra special, many believe in surprising their fiancé with a pre-wedding gift. However, be mindful that this will be an additional expense as a wedding requires a lot of spending to make it memorable. Organising a great wedding requires jewellery, dresses, venue booking, catering, and other expenses.
So, when you have already exceeded your budget, it isn’t easy to arrange funding for that special gift to surprise your fiancé. As a solution, you can consider taking an instant marriage loan that can solve your purpose.
A personal loan for a Wedding, commonly known as a marriage loan, is easy to avail. You can choose to apply online from new-age lending institutions like Clix Capital, which offer personal loans with minimum documentation, faster processing and quick approvals.
Here are some tips that will help you get an instant marriage loan without hassles and enable you to surprise your partner.
Tips to Get a Marriage Loan for a Pre-wedding Gift
Choose an Online Loan
Applying for a marriage loan online gives you the convenience of spending worry-free while you’re busy with your wedding planning.
Lending institutions like Clix Capital can give you a personal loan online. That means you don’t need to commute or queue to get the funding you need.
Go to their website from the comfort of your home and apply for a personal loan for a Wedding at the best interest rates. Make sure to check your eligibility by reading about it on their website.
Once you fulfil their criteria, register with your mobile number on the website. Complete the online loan application form by providing your personal and professional details. You must verify yourself through OTP when submitting the loan application.
Remember to cross-check the income data and KYC information. Once you submit the information, your verification will be done instantly online.
Upon approval, the loan will be disbursed to your account quickly.
Improve Credit Score First
Is your credit score good enough? If yes, you are eligible for a loan with better terms.
Credit scores matter a lot regarding the lower personal loan interest rates in India. You qualify for a loan with the minimum interest rates if your credit score is good.
Remember, your loan application could be rejected if your credit score is poor. So, check your credit report before you plan to apply for a marriage loan.
Consider repaying existing loans and correcting credit score errors to raise your score if it’s low. That way, you’ll have better chances of accessing loans.
At Clix Capital, you can get a personal loan with an Experian credit score of 630.
Avoid Borrowing from Various Lending Institutions at the Same Time
Don’t make trial and error with your loan application. Stick to one lending institution when seeking a marriage loan.
You risk getting loan application rejection if you send multiple applications simultaneously.
A rejected loan application affects your credit score negatively. Ensure you send your loan request to one lending institution, even when you are in a hurry to get emergency funding.
Consider Lending Institutions with Specific Eligibility Criteria
Lending terms differ from one lending institution to another. Check a lending institution with an easy-to-meet eligibility requirement. That makes it easy to get a personal loan for a Wedding quickly. You can also negotiate for the best loan interest rates if you fulfil the eligibility criteria.
To Wrap Up
Marriage loans are a good source of funding when looking for quick cash. You can apply for the loan online, which takes less time to process. A personal loan for a Wedding comes at competitive interest rates.
With a good credit score, you qualify for a big amount with the most comfortable repayment period. There is no pressure to repay since you can choose your tenure between 12 to 48 months.
So, apply for a marriage loan today and buy the best gift to surprise your fiancé before the wedding!
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